Our Professional Team

The Borget & Associates Team

Paul Bourget

ResponsibilitiesOwner and President with over forty-two years of public accounting, asset-based (ABL) field examination and consulting experience. Paul is responsible for customer relations, overall market development, ensuring field examination quality and timely turnaround, as well as directing consulting services. Paul also directs litigation support services in the areas of financial controls, forensic auditing and insurance claim projects.    

Experience:  Before establishing, Bourget & Associates, Paul served as the corporate field examination director of Fleet Financial Group, where he was responsible for all field examination disciplines, including ABL, middle market commercial & industrial, workouts and special projects.  While at Fleet, Paul developed and computerized ABL and jewelry & diamond examination procedures and reports.  Paul also provided ABL, diamond, jewelry & precious metal collateral and credit risk seminars to borrowers and lending departments.   

Background:  Paul is a graduate of Rhode Island College and a graduate gemologist of the Gemological Institute of America.  He is also an associate member of the Commercial Finance Association, and member of the Jewelers Board of Trade, International Precious Metal Institute and the Manufacturing Jewelers and Suppliers of America.  Paul is also a member of the RI Society of CPA’s and AICPA.

Nicole Ricciardelli

Nicole Bourget

ResponsibilitiesDirector of Operations and Marketing with experience in the day to day operations of our firm including answering the phone, bookkeeping, scheduling exams, liaison between lenders and customers,  and providing scheduling reminders for banks. Also responsible to oversee advertising in financial markets, company exposure at conventions, and always looking to form new relationships with new lending institutions.

Experience:  Over 15 years experience as an administrative assistant and has been running the day to day operations for the past seven years.

Background:  Executive Secretary/ Administrative Assistant for Katharine Gibbs SchoolAlso attended Community College of Rhode Island.


Anthony A. Norato, Jr.

Anthony A. Norato

ResponsibilitiesField Examination Manager with experience in ABL collateral field examinations, physical inventory procedures, diamond and precious metals accounting.  Director of Research & Training responsible for the continuing development of the group, as well as training all new examiners.

Experience:  Over 15 years experience in performing field examinations.  Provided various consulting services, including computer system conversions, accounting controls reviews, and preparation of various analytical reports.   Also has eight years experience in bank operations at Fleet Financial Group.

Background:  Bachelor of Science in Finance from the University of Rhode Island.  Diamond grader certified by the Gemological Institute of America


David S. Sennett

David S. Sennett

Responsibilities:  Supervisory Senior Examiner with experience in ABL collateral field examinations, physical inventory procedures, diamond and precious metals accounting. Also trains and supervises new field examiners.   

Experience: Over 15 years field examination experience examining companies in industries ranging from jet engine manufacturing to food service supplies to healthcare providers.   Specializes in the jewelry, wholesale diamond and precious metal industries.  Diamond grader certified by the Gemological Institute of America.  Also has over twenty years experience in retail management including inventory control, cash management, human resources and loss prevention.

Background: Bachelor of Science in Business Administration from the University of Rhode Island and a Bachelor of Science in Accounting from Rhode Island College.


David S. Sennett

Jesse Dwyer

Responsibilities:  Field Examiner

Experience: Over ten years of experience in the practice, research and instruction of audit, financial and tax accounting. After working at regional and national CPA firms, he then studied advanced business and economics research as well as computer-aided statistics at the University of Connecticut before becoming a professor of accountancy at Wichita State University. A combination of academic and practical experience assists in the collection, analysis, monitoring and reporting of information from client systems.

Background: Assistant Professor, Barton School of Business at Wichita State, BS Accounting, MS Accounting, University of Connecticut.


Patricia Pothier

Patricia Pothier

Responsibilities:  Senior Examiner with experience in ABL collateral field examinations and physical inventory procedures.

Experience: Pat has a combined experience of over 20 years in field examinations, commercial banking and internal auditing. Before joining Bourget & Associates, Inc., she held examination positions at Hollis Meddings Group and the former Fleet National Bank. In addition, Pat previously managed the Field Examination Group for Asset Based Lending at the former RI Hospital Trust National Bank. Prior to working in the financial sector she was an internal auditor in the textile industry.

Background: Pat has both an undergraduate degree in Accounting and a Master’s degree in Business Administration from Bryant University.